How These Terms Apply in India
These Terms and Conditions form the agreement between you and us when you create, access or use your account. We do not treat acceptance as a formality: by joining, you confirm that your details are accurate, your account is for your own use, and your access
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is allowed where you are located. Access depends on local law and is available where local law permits. The Terms also explain how wallet activity is recorded, how identity checks may be requested, how errors or disputes are handled, and what happens if account rules are
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broken. Payment names such as UPI, Paytm, PhonePe and Google Pay appear here only to show how wallet activity may be linked to the same legal agreement.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.